Credit card issuers report balances to the credit bureaus once a month. By making weekly payments rather than monthly payments, a lower credit card balance will be reported on your credit report. For example, let’s say you have a credit card with a $10,000 limit and you charge $8,000 on it every month. At the end of the month, you pay off the $8000. If that credit card has a reporting date that’s closer to the end of the month when your balance is the highest, it will always reflect that the card is 80% utilized. This will cause a low credit score. Instead, if you pay $2000 per week, the balance will always be 20% and therefore will always report on the credit report as being only 20% utilized. This will result in a higher credit score!